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	<title>Buyers Agent &#124; Amanda Segers</title>
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	<link>http://www.amandaonmyside.com.au/blog</link>
	<description>Relax. You Have Amanda On Your Side.</description>
	<lastBuildDate>Wed, 11 Apr 2012 02:18:01 +0000</lastBuildDate>
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		<title>If You&#8217;re Buying, You&#8217;re Probably Selling</title>
		<link>http://www.amandaonmyside.com.au/blog/if-youre-buying-youre-probably-selling/</link>
		<comments>http://www.amandaonmyside.com.au/blog/if-youre-buying-youre-probably-selling/#comments</comments>
		<pubDate>Wed, 11 Apr 2012 02:18:01 +0000</pubDate>
		<dc:creator>Karel Segers</dc:creator>
				<category><![CDATA[Amandas Blog]]></category>
		<category><![CDATA[fixed rate]]></category>
		<category><![CDATA[home improvement]]></category>
		<category><![CDATA[home loan]]></category>
		<category><![CDATA[interest rate]]></category>
		<category><![CDATA[investment]]></category>
		<category><![CDATA[property sales]]></category>
		<category><![CDATA[selling tips]]></category>
		<category><![CDATA[selling your house]]></category>
		<category><![CDATA[variable rate]]></category>

		<guid isPermaLink="false">http://www.amandaonmyside.com.au/blog/?p=1134</guid>
		<description><![CDATA[This is a site for home buyers but we don&#8217;t want to overlook the other side of the coin. In fact, unless they are first home buyers, most prospective buyers are also vendors. &#160; So what are the tips we can give you when you are looking to sell your home? &#160; The first rule is the most important one, yet still often ignored: make your home look its very best. &#160; A fresh coat of paint, well-tended gardens, minor repairs, professional cleaning and de-cluttering will make a big difference to buyers’ first impression. &#160; Properties for sale are often dressed up when available to be shown, it just gives the viewer an appreciation of the lifestyle it offers rather than empty rooms left to be filled by imagination. &#160; Remember, we&#8217;re talking a potentially massive difference in return for a modest investment. Therefore, why not consider going just one little step further&#8230; &#160; Professional styling is one way to achieve this and can be particularly beneficial for vacant properties to make them appear more homely and functional. &#160; We found a few more snippets of wisdom on the Home Help web site. &#160; &#160; The Kitchen That Sells The Home You may not realise this but when you&#8217;re looking for a house, you&#8217;re probably not really looking to buy a house. &#160; What you&#8217;re hoping to find is a nice garden, a spacious lounge room, a practical bathroom and above all &#8230; a wonderful kitchen. &#160; Buyers who are [...]]]></description>
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		<item>
		<title>Don&#8217;t Fall For The Fear Factor</title>
		<link>http://www.amandaonmyside.com.au/blog/dont-fall-for-the-fear-factor/</link>
		<comments>http://www.amandaonmyside.com.au/blog/dont-fall-for-the-fear-factor/#comments</comments>
		<pubDate>Wed, 21 Mar 2012 02:19:26 +0000</pubDate>
		<dc:creator>Karel Segers</dc:creator>
				<category><![CDATA[Amandas Blog]]></category>
		<category><![CDATA[amanda segers property buyer]]></category>
		<category><![CDATA[buyers agent]]></category>
		<category><![CDATA[home buyer]]></category>
		<category><![CDATA[mortgage]]></category>
		<category><![CDATA[property buying]]></category>
		<category><![CDATA[property prices]]></category>
		<category><![CDATA[renting]]></category>
		<category><![CDATA[sydney buyers agent]]></category>
		<category><![CDATA[sydney property]]></category>
		<category><![CDATA[sydney suburbs]]></category>

		<guid isPermaLink="false">http://www.amandaonmyside.com.au/blog/?p=1101</guid>
		<description><![CDATA[When you read a headline like &#8220;Price Slump Hits New Home Owners,&#8221; it almost sounds like you don&#8217;t want to be in that situation. Think for a moment and you&#8217;ll realise this is actually what you want to hear when you&#8217;re looking for a home. It means prices are down, exactly what you want as a prospect buyer. &#160; News headlines often go for the fear approach and depending on what situation you are in, you may need to translate what it really means to you. Let&#8217;s look at some of the fine print of this article. Financial comparison website RateCity CEO Damian Smith said borrowers who have taken on a home loan with a small deposit are most at risk from the impact of falling prices. For example, if a property was purchased for $400,000 with a 5 per cent deposit, but then that house price fell by 10 per cent, instead of having $20,000 of equity value in the property, there would be none at all. One could argue that even to owners of a property with a negative value, this is not necessarily an issue unless they have the intention of selling in the short term. As long as the home owner can afford the mortgage &#8211; and there has only been good news on that front for quite a while now &#8211; all is fine and dandy. &#160; That said, sometimes scaremongering can be fun&#8230; &#160; Read more &#160;  photo credit: erin leigh mcconnell &#160; &#8220;HURRY UP!&#8221; THE REAL [...]]]></description>
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		<title>Which Predictions To Believe?</title>
		<link>http://www.amandaonmyside.com.au/blog/which-predictions-to-believe/</link>
		<comments>http://www.amandaonmyside.com.au/blog/which-predictions-to-believe/#comments</comments>
		<pubDate>Mon, 27 Feb 2012 03:21:17 +0000</pubDate>
		<dc:creator>Karel Segers</dc:creator>
				<category><![CDATA[Amandas Blog]]></category>
		<category><![CDATA[australian real estate]]></category>
		<category><![CDATA[banking standards]]></category>
		<category><![CDATA[capital economics]]></category>
		<category><![CDATA[china boom]]></category>
		<category><![CDATA[chinese home buyer]]></category>
		<category><![CDATA[chinese real estate]]></category>
		<category><![CDATA[dating tips]]></category>
		<category><![CDATA[home maintenance]]></category>
		<category><![CDATA[landlord]]></category>
		<category><![CDATA[lixi]]></category>
		<category><![CDATA[LVR]]></category>
		<category><![CDATA[mould]]></category>
		<category><![CDATA[rental property]]></category>
		<category><![CDATA[tenant]]></category>

		<guid isPermaLink="false">http://www.amandaonmyside.com.au/blog/?p=1066</guid>
		<description><![CDATA[Each and every day prospect buyers are being torpedoed with market forecasts, mostly in order to lure them into buying property &#8211; quickly. &#160; What is more useful in order to understand market movements (that are ultimately not predictable), is the macro-economics that rule our region. Michael Yardley of Smart Company published a fascinating article about what is currently happening in China and how it will inevitably influence our economy &#8211; and property. &#160; Michael writes: &#160; As China goes through its industrial revolution it plans to move more than 350 million people into cities in the next 15 years. If you think about it, this means they would be building the equivalent of 17 Australias in the next 15 years. Now that’s a mammoth task, and as Australia’s biggest trading partner China requires massive resources to fuel this growth. &#160; The bottom line of his reasoning is the following: &#160; 1) China is booming at a rate we simply cannot fathom 2) Australia is close &#8211; and beautiful 3) Chinese &#8216;nouveau rich&#8217; will want to holiday and invest here 4) More money will come into our market and prices will go up further &#160; Makes sense, right? It does to me. &#160; Read the full article. &#160;  photo credit: frankartculinary &#160; THE END OF THE CRISIS? &#160; While we are benefiting from fairly stable interest rates, our banking standards are under review by the industry organisation dealing with the matter, the LIXI. &#160; At the same time, in America the housing market is [...]]]></description>
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		<title>2012 In Our Crystal Ball</title>
		<link>http://www.amandaonmyside.com.au/blog/2012-in-our-crystal-ball/</link>
		<comments>http://www.amandaonmyside.com.au/blog/2012-in-our-crystal-ball/#comments</comments>
		<pubDate>Tue, 24 Jan 2012 01:56:01 +0000</pubDate>
		<dc:creator>Karel Segers</dc:creator>
				<category><![CDATA[Amandas Blog]]></category>

		<guid isPermaLink="false">http://www.amandaonmyside.com.au/blog/?p=1043</guid>
		<description><![CDATA[When December was the month of looking back, January is typically the time to plan ahead and predict what the future might bring. In Real Estate, no month sees more crystal ball activity than this one. We found a good overview of the various voices in this article by Bob Guth of Bradfield Cleary. &#160; Among many others, he quotes Dr Andrew Wilson of Australian Property Monitors: &#160; “this year will prove to be a year of recovery in the Sydney housing market, one driven by an improving national and local economy and continued activity in the lower and middle price sections for the market”. He believes “the prestige market is set to remain relatively quiet, although some increased activity may become apparent by the year’s end if there is a sustained revival in the stockmarket. Overall, the Sydney median house price should rise between 3% and 5% in 2012”. &#160; Read the full article here.    photo credit: bb_matt &#160; DON&#8217;T SETTLE FOR THE DEFAULT When house hunting, you may be overly focused on the sale price and forget a number of other potentially important aspects of your purchase. &#160; At the end of the day, there are so many factors involved in moving house or buying an investment property that it pays of to be creative. One contract term that is sometimes negotiated between the parties is the settlement period. The standard settlement period of 42 days is often a good point of negotiation. The vendors may be keen on [...]]]></description>
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		<title>Into A Great Year&#8230; With The Right Advice</title>
		<link>http://www.amandaonmyside.com.au/blog/into-a-great-year-with-the-right-advice/</link>
		<comments>http://www.amandaonmyside.com.au/blog/into-a-great-year-with-the-right-advice/#comments</comments>
		<pubDate>Wed, 04 Jan 2012 03:35:16 +0000</pubDate>
		<dc:creator>Karel Segers</dc:creator>
				<category><![CDATA[Amandas Blog]]></category>
		<category><![CDATA[buyers agent]]></category>
		<category><![CDATA[new year]]></category>
		<category><![CDATA[property advice]]></category>
		<category><![CDATA[real estate]]></category>
		<category><![CDATA[sydney]]></category>
		<category><![CDATA[sydney homes]]></category>
		<category><![CDATA[sydney property]]></category>
		<category><![CDATA[sydneysider]]></category>

		<guid isPermaLink="false">http://www.amandaonmyside.com.au/blog/?p=1018</guid>
		<description><![CDATA[Have you noticed how with the New Year, summer has also suddenly arrived in Sydney? It&#39;s a joy to see the city transform and show its beauty wherever you go!&#160; I believe this is a sign that 2012 is going to be a terrific year for us Sydneysiders.&#160; &#160; In any case, if you are looking for the right home to buy, I hope that this year may be the year for you. Whatever your real estate plans or dreams, I hope you&#39;ll find some sound advice here on this site that will help you achieve your goals. &#160; Learn Before You Leap &#160; Every month we publish articles about aspects of the home buying process to help you make the right decisions. You will find advice on choosing properties, preparing for a purchase and looking after your home once you &#8211; or your tenants &#8211; have enjoyed living in it. &#160; 2012 is also an important year for me as later in the year I will celebrate four years as a buyer&#39;s agent and no less than eleven years in the real estate industry. Time flies when you&#39;re having fun! &#160; I hope that we&#39;ll be able to celebrate together and toast on successful business for all of us. &#160; To Twenty-Twelve! &#160; Amanda Segers Sydney Buyer&#39;s Agent &#160; &#160;photo&#160;credit:&#160;Original Nomad]]></description>
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		<title>Thank you Santa Clause! Now where do I sign?</title>
		<link>http://www.amandaonmyside.com.au/blog/thank-you-santa-clause-now-where-do-i-sign/</link>
		<comments>http://www.amandaonmyside.com.au/blog/thank-you-santa-clause-now-where-do-i-sign/#comments</comments>
		<pubDate>Thu, 08 Dec 2011 03:54:08 +0000</pubDate>
		<dc:creator>Karel Segers</dc:creator>
				<category><![CDATA[Amandas Blog]]></category>
		<category><![CDATA[amanda segers]]></category>
		<category><![CDATA[buyers agent]]></category>
		<category><![CDATA[home buyer]]></category>
		<category><![CDATA[interest rate]]></category>
		<category><![CDATA[mortgage]]></category>
		<category><![CDATA[property buyer]]></category>
		<category><![CDATA[real estate year report]]></category>
		<category><![CDATA[sydney homes]]></category>

		<guid isPermaLink="false">http://www.amandaonmyside.com.au/blog/?p=1008</guid>
		<description><![CDATA[Only last month we reported the first rate change in a year and now we see how another 0.25% has been shaved off. &#160; Great news for retail businesses with Christmas in sight &#8211; more people will spend rather than save &#8211; but excellent news for you, too, if you are a prospect home buyer. Don&#39;t forget to call Amanda Segers when you&#39;re going on your home buying spree. In any case, now is the time to shop for a mortgage and put your money in assets with a better yield than your savings account. If you weren&#39;t sure where to buy, here are some arguments to build the case for a home in Sydney. &#160; Why buy now? We are only a few weeks away from the Christmas break and home buyers are doing great deals in a market that is not as hot as sellers would want it to be. &#160; &#160; &#160;photo&#160;credit:&#160;Patrick Hoesly &#160; LOOKING BACK AND PEEKING AT THE YEAR AHEAD When we turn our heads to review 2011 and what it meant for real estate, we can&#39;t do this without also looking at the economy in general. &#160; Bob Guth at Bradfield &#38; Prichard has just published an insightful overview and puts things in perspective: &#160; As we look back on how the market performed in 2011 we may well see an overall correction of up to 10%- a significant drop for the property market but a fraction of the sharemarket correction in 2008. As [...]]]></description>
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		<title>The Rate Went South&#8230; The Beaches North</title>
		<link>http://www.amandaonmyside.com.au/blog/the-rate-went-south-the-beaches-north/</link>
		<comments>http://www.amandaonmyside.com.au/blog/the-rate-went-south-the-beaches-north/#comments</comments>
		<pubDate>Tue, 22 Nov 2011 01:32:32 +0000</pubDate>
		<dc:creator>Karel Segers</dc:creator>
				<category><![CDATA[Amandas Blog]]></category>
		<category><![CDATA[amanda segers]]></category>
		<category><![CDATA[budget politics]]></category>
		<category><![CDATA[buyers agent]]></category>
		<category><![CDATA[interest rate]]></category>
		<category><![CDATA[investment property]]></category>
		<category><![CDATA[mortgage]]></category>
		<category><![CDATA[northern beaches]]></category>
		<category><![CDATA[property buyer]]></category>
		<category><![CDATA[real estate investing]]></category>
		<category><![CDATA[reference]]></category>
		<category><![CDATA[tenants]]></category>

		<guid isPermaLink="false">http://www.amandaonmyside.com.au/blog/?p=978</guid>
		<description><![CDATA[Soon you&#39;ll be buying your investment property. If it doesn&#39;t already have tenants, you may want to rent it out as soon as possible. &#160; Rather than rushing ahead under the pressure of getting the property tenanted ASAP, why not take the time now and consider an important factor in landlord happiness: How to find the best tenant for your property. The guys over at Exchange Property recently published a useful article and we would like to share it with you. &#160; When You Invite A Stranger Into Your Home&#8230; Here are the main points: 1. Stable income. No need to explain this. It is important to ensure tenants will be able to make rent payments on time, don&#8217;t let the rent get into arrears, and don&#8217;t need chasing. They don&#39;t need to have been in the same job for ten years but they do need to demonstrate they&#39;ve been earning enough to pay the rent. 2. No prior evictions. Did you also read &#39;convictions&#39;? Well, the same principle applies. Tenants who have caused problems in the past are best avoided. Sadly a small percentage of renters out there have caused nightmares for landlords in the past. 3. Good references. Anyone will present themselves as being the perfect tenant. But can they provide backup by a credible third party? Following up with references provided by applicants is not just important, it is essential and it usually takes 24-48 hours. &#160; To read the full article, go to the Exchange Property [...]]]></description>
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		<slash:comments>0</slash:comments>
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		<title>And It&#8217;s Finally Going &#8230; Down</title>
		<link>http://www.amandaonmyside.com.au/blog/and-its-finally-going-down/</link>
		<comments>http://www.amandaonmyside.com.au/blog/and-its-finally-going-down/#comments</comments>
		<pubDate>Tue, 01 Nov 2011 06:42:16 +0000</pubDate>
		<dc:creator>Karel Segers</dc:creator>
				<category><![CDATA[Amandas Blog]]></category>
		<category><![CDATA[capital gains tax]]></category>
		<category><![CDATA[home buying]]></category>
		<category><![CDATA[income tax]]></category>
		<category><![CDATA[interest rate]]></category>
		<category><![CDATA[investment property]]></category>
		<category><![CDATA[mortgage]]></category>
		<category><![CDATA[real estate]]></category>
		<category><![CDATA[rental property]]></category>
		<category><![CDATA[standard variable rate]]></category>
		<category><![CDATA[sydney property]]></category>
		<category><![CDATA[tax deduction]]></category>

		<guid isPermaLink="false">http://www.amandaonmyside.com.au/blog/?p=957</guid>
		<description><![CDATA[It didn&#39;t come as a big surprise, the first interest rate change in a year &#8211; but the 0.25 percent fall is still fabulous news for the real estate industry and all those wanting to own a home or paying off a mortgage. The last group is now saving $60 per month on average. &#160; Because&#160;lower-than-expected inflation figures were released last week, we&#39;ll have to wait and see how the economy will respond. Some analysts have predicted that there won&#39;t be an increase of the rate for quite some time. &#160; The interest rate the Reserve charges to the banks is now 4.5 percent, while the standard variable rate will be about 7.58 percent.&#160; &#160; For the full article: http://bit.ly/rSmS9w photo credit: Andres Rueda &#160; WHY WAIT? BUY WHEN IT&#39;S CHEAP! For one of the possible reasons why the interest rate was cut today, we don&#39;t have to go looking very far. According to the Australian Bureau of Statistics,&#160;the weighted average price of established houses in Australian capital cities has gone down 1.2 percent over the third quarter of this year. &#160; Over the year, the total drop was 2.2 percent.&#160; &#160; Sydney house prices remained relatively stable,&#160;with a drop of the house price index of only 0.2 per cent in the third quarter, where Brisbane experienced a steep dive of 2.5 percent.&#160; &#160; Full article: http://bit.ly/tM0oU5 &#160; photo credit: woodleywonderworks &#160; &#160; TAX SMART INVESTING (OR HOW TO BEAT THE AUDIT) Did you know that 1.75m Australians own an [...]]]></description>
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		<slash:comments>0</slash:comments>
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		<title>10 Weeks Left For Pre-Christmas Bargains</title>
		<link>http://www.amandaonmyside.com.au/blog/no-better-time-to-do-the-best-deals/</link>
		<comments>http://www.amandaonmyside.com.au/blog/no-better-time-to-do-the-best-deals/#comments</comments>
		<pubDate>Mon, 10 Oct 2011 04:42:39 +0000</pubDate>
		<dc:creator>Karel Segers</dc:creator>
				<category><![CDATA[Amandas Blog]]></category>
		<category><![CDATA[auctions]]></category>
		<category><![CDATA[australia]]></category>
		<category><![CDATA[house sales]]></category>
		<category><![CDATA[housing]]></category>
		<category><![CDATA[investment]]></category>
		<category><![CDATA[mortgage]]></category>
		<category><![CDATA[property sales]]></category>
		<category><![CDATA[purchasing house]]></category>
		<category><![CDATA[real estate]]></category>
		<category><![CDATA[sydney property]]></category>

		<guid isPermaLink="false">http://www.amandaonmyside.com.au/blog/?p=939</guid>
		<description><![CDATA[The Sydney Morning Herald ran an excellent article outlining how deals are done in the Sydney spring market &#8211; and why it is helpful to have a buyer&#39;s agent in your quest for the perfect home or investment property. &#160; The first buyer&#39;s advocate to be quoted was Amanda Segers: &#160; &#39;I&#39;m cleaning up at the moment, there&#39;s some good properties out there and nobody is making decisions, so I&#39;ve got no competition.&#39;&#39; &#160; Amanda has been buying about two houses a week for clients lately, primarily in the $750,000 to $3 million range. She purchased a three-bedroom townhouse in Wollstonecraft for $895,000, about one hundred thousand dollars under the vendor&#39;s expectation. &#160; Further in the article, Amanda reveals one of her secrets: &#160; &#34;Segers&#39; strategy if a house has passed in is to decide on an amount with her buyers, then write the offer on a contract, get the buyers to sign it and hand the contract to the agent: &#39;&#39;If they choose to exchange, that&#39;s up to them.&#39;&#39; Once the auction has finished, the advantage goes to the buyer &#39;&#39;big time&#39;&#39;, she says, as most buyers walk away at that point.&#34; (Full article) &#160; &#160;]]></description>
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		<title>Ignore The Doom Sayers: Sydney Holds Its Ground</title>
		<link>http://www.amandaonmyside.com.au/blog/ignore-the-doom-sayers-sydney-holds-its-ground/</link>
		<comments>http://www.amandaonmyside.com.au/blog/ignore-the-doom-sayers-sydney-holds-its-ground/#comments</comments>
		<pubDate>Sun, 18 Sep 2011 09:15:28 +0000</pubDate>
		<dc:creator>Karel Segers</dc:creator>
				<category><![CDATA[Amandas Blog]]></category>
		<category><![CDATA[auctions]]></category>
		<category><![CDATA[australia]]></category>
		<category><![CDATA[house sales]]></category>
		<category><![CDATA[housing]]></category>
		<category><![CDATA[investment]]></category>
		<category><![CDATA[mortgage]]></category>
		<category><![CDATA[property sales]]></category>
		<category><![CDATA[purchasing house]]></category>
		<category><![CDATA[real estate]]></category>
		<category><![CDATA[sydney property]]></category>

		<guid isPermaLink="false">http://www.amandaonmyside.com.au/blog/?p=903</guid>
		<description><![CDATA[We&#8217;ve written on this blog before about how important it is to do your research before buying. Because there is a lot to learn in a short period of time just before your purchase, it takes at least a few weeks of your time to do this properly. Most buyers and investors can&#8217;t really justify this and therefore decide the safest option is to leave this important part of the process to your buyer&#8217;s agent. &#160; It is essential to keep informed yourself as well, so you can communicate meaningfully with your agent and ultimately make a decision with confidence. &#160; For Sydney residents it is relatively easy to learn about the market essentials of the week, as every weekend most local newspapers run in-depth coverage of the real estate activity in our city. With the emergence of new technology, some of these newspapers and web sites have added comprehensive video reports to their offering. This makes the learning not only easier, it is a lot more fun. &#160; For this week we have picked a few reports that you might want to watch. &#160;  photo credit: propertysnaps &#160; SPRING HAS ARRIVED IN THE SYDNEY MARKET The first report is good news for the real estate market in our city. Traditionally Spring brings a new energy to the real estate market. More and more interesting homes come onto the market and the buyers&#8217; enthusiasm picks up. If the increased competition between buyers is something that makes you nervous, you are the ideal [...]]]></description>
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